Sunday 9 February 2014

Not having Health Insurance? Read this. Now.



Medical health insurance is something that everyone will need to have. The good thing is everybody knows this;understand this. But the bad news is that - we usually do not take action. So when we want take the action, it may be already late.

We usually do not want this to occur with you. That’s why we do almost anything to assist you in getting coverage of health. We have super easy website where you can get the quotes from all major insurance carriers. We've designed various systems that shall assist you in chosing most appropriate health insurance plan for you and your family.

And today, we have been trying to inspire you in taking action. They are carefully chosen

1. Don’t groan once you pay for medical health insurance premium. It isn't expense, and you also are not paying something for nothing. You are saving cash and insurance is taking care of it for you- when needed.

2. The wonder of health insurance is that it reaches its maximum value once you really need it. This is exactly what it really is for.

3. Do women like medical health insurance! They do- when hospitalized!

4. The Uninsured come in no more peril than the insured. But their families are!

5. Steps were made for those without wings. Health insurance is a step- ladder, So that you & your loved ones will live well in future.

6. Do it today. Even probably the most anxious for business will not insure the lives of already sick person. Should they do, they will take action at reduced. The time to obtain insurance is currently if you are sufficiently & smart enough.

7. A flat candlestick melts one end of the candle, while the other is more slowly wasted by legitimate use.

So health troubles beyond our reach tend to be more wearing than others. Medical health insurance keeps the light burning than others. Medical health insurance keeps the light burning and the candle stick cool.

8. Putting of medical health insurance is like waiting for a rising river to run by. The longer you wait, the smaller becomes the opportunity to cross.

9. What non-sense, to talk of going without health insurance due to the cost? It generally does not cost. It saves. It can everything you cannot do for yourselves.( and wouldn't normally do if you could). It works nights and Sundays. It protects you all the time when you face medical issues. It creates men smarter, bigger, better, richer and women, too.

10. The Greeks and Romans measured time by the Clepsydra, that water dropped slowly. Drop by drop, opportunities come and go, drop by drop your strength wanes as well as your energy wastes.

Take health insurance today & allow Clepsydra drip, as it is then at the job for you.

It’s our hope that will motivate you to take the coverage you need today.

Wednesday 13 November 2013

Some Informative Sites

Some Informative Sites

Today i am sharing some very beneficial links for your information. These are definitely very authoritatative sites. Hope you get what you are looking for at these sites.

This is our govt site for helping all of us. Although very slow & a bit inconvinient, it gives us a good idea.

Suggestion - Check for whatever you want at that site & get the quotes from our site. It will save you lots of time, efforts & frustration.


Don't forget to visit our site qqbenefits.com

Friday 18 October 2013

Health Insurance advice for small Business owners




Currently the health insurance field is very dynamic. People are confused because everyday some new news comes their way. That’s why it is really important now to get relevant information about the most appropriate health insurance for you;and this is different for everyone. Our whole site is dedicated to helping you find that  correct coverage.

Here, we will be discussing the insurance needs of small business owners. For more details please visit the site due to space restrictions here.  
Small Business
Definition - “Small Business is any business where the number of employees is less than 50”. Note that this definition is used here for the purpose of health insurance only. So the legal definition might be different. 

qqbenefits.com

Types of plans available
For a small business, mainly there are two types of health plans available –
a) Individual & family health insurance &
b) Group health insurance

Individual & family health insurance - 

Individual & family health insurance plans are purchased to cover the business owner & family members. So as an individual, the business owner can apply for this plan.
As an individual, this could be good plan. But as a business owner this may not be the best strategy, because you also have to take care of your employees. In such cases next option may be  the better one.

Group health insurance-  

Small Business insurance plans / Group Insurance plans are mainly employer sponsored health coverage plans. In these, the employer & employee typically participate in the same insurance coverage. The family members could also be included in the coverage. These plans could also be better choice due to tax incentives.

Most important Factors

Whenever choosing any type of plans, we must consider the factors that are important for you. Among these various factors are –
-          The amount of protection you want
-          Convenience & comfort
-          Preferences to specific hospitals / Doctors
-          The money you want to spend
So think about these factors before choosing any coverage plan.
The most popular plan Types

There are many options when it comes to choosing a coverage plan that is appropriate to your situation. We shall discuss some of the most popular ones here.

1. HMO – Health Maintenance Organization Plans
An HMO network of providers offers the range of health care services in this plan type. Normally the services obtained outside of network providers, are not covered.

2. PPO or Preferred Provider Organization Plans
Every insurance company has certain Doctors or hospitals on their preferred list. These are their preferred providers. Under this plan, one must go to the provider listed for services. Non-preferred service provider charges may not be covered at the full reimbursement rate.

3. Indemnity Health Insurance Plans
These plans offer maximum freedom. You can decide which Doctor or hospital will treat you. It is not uncommon with these plans that you pay upfront for the services  & the insurance company then reimburses you.

So these are some of the most popular plan types available for a small business owner. As stated above, for further details do visit our site & choose the most appropriate plan for you.